Attention homeowners in Valrico and Hillsborough County: Need an appraisal?
See the top 7 reasons FL homeowners need Realty Valuators, Inc.:
Do you own a home in or near Valrico? Do you need help determining the price of your real estate?
At Realty Valuators, Inc., we understand the individual needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Realty Valuators, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping consumers just like you rid yourselves of undesirable PMI insurance.
Challenge Tax Assessment
If you live in a region that is going down or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Realty Valuators, Inc. is your perfect weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your home is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Realty Valuators, Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? An appraiser from Realty Valuators, Inc. can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.